/*
Theme Name: Tifpay Digital Bank v2.7
Theme URI: https://tifpay.com
Author: Tifpay
Description: Tema institucional Tifpay com visual de banco digital.
Version: 3.1.0
Text Domain: tifpay-digital-bank-v2
*/
:root{--blue:#0088FE;--green:#27B17C;--yellow:#FDB703;--ink:#1E2022;--muted:#657184;--ice:#F4F9FF;--white:#fff;--navy:#071B33}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff}a{text-decoration:none;color:inherit}.wrap{width:min(1180px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid #eaf0f6}.nav{height:96px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;flex:0 0 auto}.brand img{width:auto;height:78px;max-width:285px;object-fit:contain;display:block}.menu{display:flex;gap:24px;align-items:center;margin-left:auto;font-size:14px;font-weight:650}.actions{display:flex;gap:10px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:12px;font-weight:800;border:1px solid transparent}.btn-primary{background:var(--blue);color:#fff;box-shadow:0 12px 30px rgba(0,136,254,.22)}.btn-outline{border-color:#b9d9f7;color:var(--blue);background:#fff}.hero{overflow:hidden;background:radial-gradient(circle at 80% 15%,rgba(39,177,124,.18),transparent 24%),radial-gradient(circle at 65% 65%,rgba(0,136,254,.18),transparent 28%),linear-gradient(135deg,#fff 15%,#f4faff 100%)}.hero-grid{min-height:650px;display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:45px}.eyebrow{display:inline-flex;padding:8px 12px;border-radius:999px;background:#e9f5ff;color:#006fcf;font-weight:800;font-size:13px}.hero h1{font-size:clamp(48px,6vw,78px);line-height:.95;letter-spacing:-4px;margin:20px 0}.hero h1 span{color:var(--blue)}.hero p{font-size:20px;line-height:1.55;color:#536174;max-width:600px}.hero-buttons{display:flex;gap:12px;margin:30px 0}.trust{display:flex;gap:26px;flex-wrap:wrap;font-weight:750;color:#34445a}.visual{position:relative;min-height:540px}.phone{position:absolute;width:265px;height:520px;border:10px solid #111827;border-radius:42px;background:#fff;box-shadow:0 35px 70px rgba(0,35,70,.22);padding:22px;right:95px;top:10px;transform:rotate(4deg)}.phone:before{content:"";display:block;width:88px;height:20px;background:#111827;border-radius:0 0 14px 14px;margin:-22px auto 18px}.balance{background:linear-gradient(135deg,var(--blue),#006fd4);color:#fff;border-radius:20px;padding:22px}.balance small{opacity:.8}.balance strong{font-size:28px;display:block;margin-top:8px}.quick{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:16px 0}.quick div{background:#eef7ff;border-radius:12px;padding:12px 4px;text-align:center;font-size:11px;color:#006fcf;font-weight:800}.app-card{border:1px solid #e9eef5;border-radius:16px;padding:16px;margin-top:12px}.app-card b{display:block;margin-bottom:8px}.card-mock{position:absolute;right:-5px;bottom:70px;width:320px;height:190px;border-radius:22px;padding:24px;background:linear-gradient(135deg,#071b33,#12385f);color:#fff;box-shadow:0 25px 55px rgba(3,22,42,.35);transform:rotate(-8deg)}.card-logo{position:relative;z-index:2;display:inline-flex;align-items:center;background:transparent;padding:0;border-radius:0;box-shadow:none}.card-logo img{display:block;width:180px;height:auto;max-height:62px;object-fit:contain;filter:drop-shadow(0 2px 3px rgba(0,0,0,.22))}.card-chip{position:relative;z-index:2;width:45px;height:34px;background:linear-gradient(135deg,#f9dc77,#b98a17);border-radius:7px;margin:28px 0 15px}.card-number{position:relative;z-index:2;letter-spacing:3px}.stripe{position:absolute;right:0;bottom:0;width:100px;height:100%;background:linear-gradient(135deg,transparent 25%,var(--blue) 25% 48%,var(--yellow) 48% 70%,var(--green) 70%);border-radius:0 22px 22px 0;opacity:.9}.features{padding:85px 0}.section-title{text-align:center;max-width:760px;margin:0 auto 44px}.section-title h2{font-size:42px;letter-spacing:-2px;margin:0 0 12px}.section-title p{color:var(--muted);font-size:18px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.feature{border:1px solid #e7edf4;border-radius:22px;padding:25px;background:#fff;transition:.2s}.feature:hover{transform:translateY(-5px);box-shadow:0 20px 50px rgba(22,58,92,.1)}.icon{width:50px;height:50px;border-radius:15px;background:#e9f5ff;color:var(--blue);display:grid;place-items:center;font-weight:900;margin-bottom:25px}.feature:nth-child(2) .icon,.feature:nth-child(4) .icon{background:#eaf8f2;color:var(--green)}.feature:nth-child(3) .icon{background:#fff7dc;color:#a97500}.feature p{color:var(--muted);line-height:1.6}.dark{padding:80px 0;background:var(--navy);color:#fff}.dark-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.dark h2{font-size:46px;letter-spacing:-2px;margin:0 0 18px}.dark p{color:#b8c7d8;font-size:18px;line-height:1.6}.business-panel{background:linear-gradient(135deg,#0d2b4b,#0c4475);border:1px solid #1b5687;border-radius:25px;padding:28px}.business-panel .row{display:flex;justify-content:space-between;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.12)}.business-panel .row:last-child{border:0}.invest{padding:90px 0;background:#f8fbfe}.invest-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.invest h2{font-size:44px;letter-spacing:-2px}.invest-list{display:grid;gap:12px}.invest-item{padding:18px;border-radius:16px;background:#fff;border:1px solid #e8eef4;display:flex;justify-content:space-between}.security{padding:85px 0}.security-box{background:linear-gradient(110deg,#eaf8f2,#eaf5ff);border-radius:30px;padding:50px;display:grid;grid-template-columns:1.2fr .8fr;gap:30px}.security h2{font-size:40px;margin-top:0}.check{margin:12px 0;color:#42546a}.cta{padding:75px 0}.cta-box{background:linear-gradient(110deg,var(--blue),var(--green) 62%,var(--yellow));border-radius:30px;padding:55px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{font-size:42px;margin:0 0 8px}.footer{background:#061526;color:#b6c4d3;padding:55px 0 25px}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:35px}.footer img{width:150px;filter:brightness(0) invert(1)}.footer h4{color:#fff}.footer a{display:block;margin:10px 0}.legal{border-top:1px solid #203247;margin-top:35px;padding-top:22px;font-size:12px;line-height:1.6}@media(max-width:900px){.menu{display:none}.hero-grid,.dark-grid,.invest-grid,.security-box{grid-template-columns:1fr}.hero-grid{padding:60px 0}.visual{min-height:530px}.grid4{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero h1{letter-spacing:-2px}.cta-box{display:block}.cta .btn{margin-top:20px}}@media(max-width:560px){.grid4{grid-template-columns:1fr}.actions .btn-outline{display:none}.brand img{height:60px;max-width:220px;width:auto}.phone{right:25px;width:245px}.card-mock{width:270px}.footer-grid{grid-template-columns:1fr}.hero-buttons{flex-direction:column}.hero h1{font-size:50px}.section-title h2,.dark h2,.invest h2{font-size:36px}}

.card-showcase{padding:82px 0;background:#f6faff}.card-showcase-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:42px;align-items:center}.card-showcase h2{font-size:44px;letter-spacing:-2px;margin:12px 0}.card-showcase p{font-size:18px;line-height:1.65;color:var(--muted)}.card-showcase img{width:100%;height:auto;display:block;border-radius:28px;box-shadow:0 28px 70px rgba(4,32,62,.18)}@media(max-width:900px){.card-showcase-grid{grid-template-columns:1fr}.card-showcase h2{font-size:36px}}

/* v2.6 - rodape institucional/legal */
.footer-grid-legal{grid-template-columns:1.55fr .9fr .95fr 1fr 1.45fr;gap:30px}.footer-grid-legal h4{margin-top:0}.footer-grid-legal a{font-size:13px;line-height:1.35}.footer-brand p{max-width:260px;line-height:1.6}.footer-legal-links{display:flex;gap:22px;flex-wrap:wrap;border-top:1px solid #203247;margin-top:38px;padding-top:22px}.footer-legal-links a{font-size:12px;font-weight:700;color:#d9e5ef}.legal{margin-top:18px}.legal strong{color:#fff}@media(max-width:1050px){.footer-grid-legal{grid-template-columns:1.5fr 1fr 1fr}.footer-grid-legal>div:last-child{grid-column:span 2}}@media(max-width:700px){.footer-grid-legal{grid-template-columns:1fr 1fr}.footer-grid-legal>div:last-child{grid-column:span 2}}@media(max-width:480px){.footer-grid-legal{grid-template-columns:1fr}.footer-grid-legal>div:last-child{grid-column:auto}.footer-legal-links{gap:14px}}


/* v2.7 - página Termos de Uso */
.terms-page{background:#fff}.terms-hero{background:linear-gradient(120deg,#061526 0%,#0a3158 62%,#0088FE 150%);color:#fff;padding:76px 0 62px}.terms-hero-inner{max-width:1000px}.terms-kicker{display:inline-block;font-size:12px;font-weight:900;letter-spacing:2px;color:#7ec5ff;margin-bottom:15px}.terms-hero h1{font-size:clamp(42px,5vw,66px);letter-spacing:-2.5px;margin:0 0 12px}.terms-hero p{font-size:19px;color:#d3e5f5;max-width:760px;line-height:1.55}.terms-meta{display:flex;gap:14px;flex-wrap:wrap;margin-top:25px}.terms-meta span{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);padding:10px 13px;border-radius:10px;font-size:13px}.terms-content-section{padding:62px 0 90px;background:#f7faff}.terms-layout{display:grid;grid-template-columns:240px minmax(0,800px);gap:44px;align-items:start;justify-content:center}.terms-aside{position:sticky;top:120px}.terms-aside-card{background:#fff;border:1px solid #e2ebf4;border-radius:18px;padding:22px;box-shadow:0 14px 36px rgba(16,54,88,.07);display:grid;gap:9px}.terms-aside-card strong{font-size:18px;color:#061526}.terms-aside-card span{font-size:13px;color:#657184}.terms-aside-card a{margin-top:8px;color:#0088FE;font-weight:800;font-size:13px}.terms-document{background:#fff;border:1px solid #e2ebf4;border-radius:24px;padding:48px 52px;box-shadow:0 18px 55px rgba(16,54,88,.07);font-size:15.5px;line-height:1.75;color:#34445a}.terms-document h2{font-size:24px;line-height:1.25;color:#087fcf;margin:46px 0 18px;padding-top:7px;border-top:1px solid #e7edf4;padding-top:32px}.terms-document h2:first-child{margin-top:0;border-top:0;padding-top:0}.terms-document p{margin:0 0 15px}.terms-document .terms-lead{font-weight:600;color:#27394d}.terms-list{margin:6px 0 20px;padding-left:27px}.terms-list li{margin:5px 0;padding-left:4px}.terms-document ol.terms-list{list-style-type:lower-alpha}.terms-document strong{color:#1d3044}@media(max-width:850px){.terms-layout{grid-template-columns:1fr}.terms-aside{position:static}.terms-aside-card{display:flex;align-items:center;gap:14px;flex-wrap:wrap}.terms-document{padding:34px 26px}.terms-hero{padding:58px 0 48px}}

/* v2.9 legal document */
.legal-page{background:#f7f9fc}.legal-hero{padding:72px 0 42px;background:linear-gradient(135deg,#071b3b,#0b2f64);color:#fff}.legal-hero h1{max-width:900px;margin:10px 0 8px;font-size:clamp(32px,5vw,54px);line-height:1.05}.legal-hero p{opacity:.8}.eyebrow{font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:13px}.legal-content{padding:44px 0 72px}.legal-document{max-width:980px;margin:auto;background:#fff;padding:clamp(24px,5vw,56px);border-radius:24px;box-shadow:0 18px 50px rgba(5,30,65,.08)}.doc-meta{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:42px}.doc-meta div{padding:14px;border:1px solid #e5eaf2;border-radius:12px}.doc-meta strong,.doc-meta span{display:block}.doc-meta strong{font-size:12px;text-transform:uppercase;color:#58708f;margin-bottom:4px}.legal-document h2{margin:38px 0 16px;color:#078bd3;font-size:26px}.legal-document h3{margin:24px 0 10px;color:#102b50;font-size:19px}.legal-document p,.legal-document li{font-size:16px;line-height:1.75;color:#27384d}.legal-document ul{padding-left:24px;margin:8px 0 20px}@media(max-width:700px){.doc-meta{grid-template-columns:1fr 1fr}.legal-hero{padding:48px 0 32px}.legal-content{padding:24px 0 48px}.legal-document{border-radius:16px}}

/* v3.0 - Política de Privacidade padronizada com Termos de Uso */
.terms-document h3{font-size:18px;line-height:1.35;color:#1d3044;margin:25px 0 10px}.terms-document ul,.terms-document ol{margin:6px 0 20px;padding-left:27px}.terms-document li{margin:5px 0;padding-left:4px}.privacy-page .terms-document>p:first-of-type{font-weight:600;color:#27394d;background:#f7faff;border:1px solid #e2ebf4;border-radius:14px;padding:16px 18px;margin-bottom:28px}

/* v3.1 Política de Cookies */
.policy-table-wrap{overflow-x:auto;margin:18px 0 28px}.policy-table{width:100%;border-collapse:collapse;font-size:14px}.policy-table th{background:#078bf2;color:#fff;text-align:left;padding:12px;border:1px solid #d9e4ee}.policy-table td{padding:11px 12px;border:1px solid #d9e4ee;vertical-align:top}.policy-table tr:nth-child(even) td{background:#f5f8fb}.policy-bullet{padding-left:18px}.cookies-page .terms-document h2{scroll-margin-top:120px}